Revenue Assurance:
Pure Bottom Line Impact
Automatically identify and recover lost income from billing errors, pricing non-compliance, and unauthorized discounts. Achieve measurable ROA improvement in 90 days with zero credit risk.
Community Banks Are Losing Over $5 Billion Annually to Revenue Leakage
How much is Revenue Leakage Impacting Your Bank?
$5B
of estimated annual lost revenue for US Community Banks
2-5%
of total revenue is lost due to issues with billing integrity
60%
of institutions have moderate to severe billing integrity issues
1-2%
of transactions typically sampled by audits (months later)
Revenue Assurance
The Problem
You're Losing 2-5% of Earned Revenue
Banks lose millions to billing errors, pricing inconsistencies, and system gaps. Manual review can't scale to millions of transactions.
What We Find:
Leakage occurs when earned revenue fails to be collected
Errors go largely undetected due to a control gap
The problem scales and compounds with volume:
tiny variances × millions of transactions × compounding loss
Common Indicators of Revenue Leakage:
Increasing number of channels for same product / service
Non-uniform application of rules across all channels
Complex pricing rules / multiple pricing tiers
Manual charges / operational & human errors
Mergers & acquisitions or product expansion
Limitations in CBS and product processors
No automated mechanism to identify income leakage
The Solution
AI-Powered Detection & Automated Recovery
We combine machine learning, banking domain expertise, and automated workflow to find, recover, and prevent revenue leakage.
How It Works:
Intelligence overlay verifies that 100% of transactions match expected income based on approved pricing rules
Variances are automatically flagged and prioritized
Executive dashboards + recovery tracking
Results:
$1M-$10M typical annual recovery
3-10 basis points ROA improvement
90 days to measurable results
Identify points of leakage across customer engagement cycle
Instantly boost profit, increase operational efficiencies and enhance the customer experience
Zero impact on customer systems
Stopping Revenue Leakage is High-ROI and Low-Risk
Revenue leakge is the silent killer of profitability in banks
ROA is the most telling measure of a bank’s resilience, and revenue leakage is pure ROA erosion - it's margin you've already earned but failed to collect. Our solution protects your existing income.
Continuous monitoring of 100% of transactions control layer
Revenue Assurance fills a control gap with an automated mechanism to validate pricing integrity, enabling immediate recovery, accountability, and behavioral change.
Fixing leakage is faster than launching new products
Every basis point recovered from preventable leakage is a permanent boost to the bank's ability to turn assets into earnings — without taking on more credit risk. Our solution pays for itself.
$350B+
total assets under monitoring by Revenue Assurance
7x ROI
peak return achieved within the first 12 months
100%
success across all banks in recovering leaked revenue
$0.15 EPS
recovered on average as a direct result of Revenue Assurance
7 BP
average improvement to ROA during first 12 months
We Help Banks Easily Recover Revenue Leakage
pinpoint, fix & Prevent revenue leakage through three easy steps
Set Recovery Objectives
Identify indicators of leakage and prioritized plan for revenue recovery
Targeted Pilot
Prove the impact of revenue recovery for select products or services
Recovery & Prevent
Expand Revenue Assurance protection to enable continuous leakage monitoring & recovery
See Which Industries Benefit Most
Why AIOM
Financial Services
Expertise
Built by banking and treasury professionals
Designed for institutional needs
Industry best practices embedded
Regulatory compliance built-in
Modern
Technology
Cloud-native, API-first architecture
AI/ML powered intelligence
Bank-grade security
Seamless integration with existing systems
Measurable
Results
Measurable ROI in months, not years
Transparent ROA impact
50+ institutional clients globally
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